Group Health Plan*

Koinonia offers a very competitive group health plan at little cost to most of its full-time employees and their eligible dependents.  Employees make applicable plan co-pays and contribute a small percentage towards their medical and dental premiums. 

Medical

Koinonia’s employees in California are offered coverage through an HMO plan provided by Blue Shield of California with Access+ (Large Network of Providers) and TRIO (Smaller Network of Providers) or Kaiser Permanente.  The plan features low-cost office co-pays, as well as low-cost co-pays for generic and brand drugs.  A co-insurance cost may apply to some elective or non-covered procedures.  Our Nevada employees are covered by Blue Shield PPO.  This PPO plan features a 90/10 “in-network” benefits and a 70/30 “out-of-network benefit.  This plan similarly offers low-cost co-pays for office visits, as well as generic and brand prescriptions.  An annual deductible and certain low co-insurance costs apply to the Blue Shield PPO plan.  Contact the Human Resources Department for a complete summary plan description.

Health Plan Transparency Disclosures

Following the Transparency in Coverage rule, Koinonia Family Services has made available the machine-readable files for Blue Shield of CA and Kaiser Permanente.

Note: the links below will navigate you away from the company webpage and direct you to the respective carrier’s site.  

Blue Shield of California

Kaiser Permanente

Dental

Koinonia offers a standard PPO dental plan (100%-80%-60%) for employees and their eligible dependents through Blue Shield of CA.  The plan includes an annual benefit of $2,500 for services provided In-Network and a $2,000 lifetime orthodontic benefit.

Vision

Vision coverage is included in the Kaiser plan and includes frequent eye examinations and prescription eyeglasses and contact lenses once every 24 months with a $175 allowance towards their purchase. If you select a Blue Shield plan, vision coverage will be through EyeMed vision once elected.  The EyeMed vision plan includes exams, lenses and frames every 12 months. 

Chiropractic

A chiropractic benefit is offered to employees and their eligible dependents through American Specialty Health. The plan features 30 visits per calendar year for our CA HMO plans, with low-cost co-pays per visit. Our NV PPO plan includes 20 visits per calendar year. 

Behavioral Health

Behavioral health coverage is included in the group medical plans listed above.  Outpatient-counseling services include up to 30 visits per calendar year, with low-cost co-pays per visit. Blue Shield’s benefits are provided by Blue Shield’s Mental Health Service Administrator, MHSA and may require pre-approval.

401(k) Retirement Plan

Koinonia offers a 401(k) retirement plan to its employees through American United Life, AUL, a OneAmerica company.  The plan has some excellent funds to choose from, including funds from American Century, Fidelity, T. Rowe Price, Vanguard and more.  Employees can make voluntary contributions to the plan on the first day of the month following the date they are hired, in pre-tax deferrals or post-tax Roth contributions. After one year of service (and working 1,000 hours), employees become eligible for discretionary company matching contributions.  The plan features a “5 year step vest,” where employees are vested in the plan 20% per year over 5 years.  Employees always own 100% of their voluntary contributions, but company matching contributions are owned as per the vesting schedule.  Taxes on the Distribution of the Earnings of Roth Contributions are subject to restrictions. Please see the Summary Plan Description, SPD for more information.

Paid Time Off

Koinonia offers an attractive time-off benefit called paid time off (PTO).  PTO can be used for vacation leave, sick leave, or any other planned or unplanned absence.  Employees accrue a certain amount of PTO each pay period based on their years of service.  Division I Full-time Employees can earn from 12 to 27 days of PTO per year depending upon their length of service.

Paid Holidays

Koinonia offers 14 paid holidays per year to most of its full-time employees.  Koinonia also observes half-day work schedules the day before Thanksgiving and the day before New Year’s Day.  For some employees who work in programs that must serve clients on company recognized holidays, Koinonia offers a holiday pay premium.

Life Insurance

Koinonia offers a $50,000 life insurance benefit to its Division I, full-time employees.  The benefit is provided through Hartford Life. The Benefit reduces to 65% or $32,500 at age 65 and to 50% or $25,000 at age 70.  Koinonia pays 100% of the monthly premium for this benefit. 

Intern Supervision

For those who are interested in pursuing MFT or LCSW licensure, Koinonia offers a program to assist qualifying employees with obtaining some of the supervised hours that are necessary for licensure.  The availability of the program is contingent upon several factors, including the availability of funding for the program.  Koinonia does not guarantee minimum hours for each experience category, but generally provides a limited amount of units toward one-on-one, triad or group supervision. Employees are responsible for application, exam and license fees.  Please ask at the time you apply for details about the availability of the program.   

Mileage Reimbursement

Employees receive a mileage reimbursement when they use their personal vehicle for company business.  

*This is a summary only, and is not intended to include all pertinent plan information, including limitations and restrictions.  Prospective employees may request summary plan descriptions for complete plan details.